Sida loo xisaabiyo danta on canshuurta? Ha na soo wada baaro!

Waa maxay ciqaabta? Tani qadarka lacagta Boondhiga in canshuur bixiya daynta kama danbaysta ah, taas oo la aasaasay sharciga. Ganaaxyada la xiriirra dib u dhac ayaa loo baahan yahay si loo hubiyo in ay ku habboon fulinta waajibaadka ku saabsan bixinta waajibaadka iyo canshuuraha. Qodobka 122 ee xeerka cashuuraha waa aasaas u ah ee ganaax sharciyeed. Sida loo xisaabiyo danta on canshuurta? Tusaale ahaan, haddii aadan bixin sabab kasta, canshuurta, ka dibna waxa lagu dari doonaa weli iyo xaddiga ganaax ah labaatan boqolkiiba lacagta la bixin. Laakiin tani waxa keliya oo kooban, bal aynu eegno in faahfaahin dheeraad ah ka fiirso tusaalooyin gaar ah.

Sida loo xisaabiyo danta on canshuurta?

Waxaa muhiim ah in la ogaado in loo eegin in si aad u codsato in ay cunaqabatayn kale ka hor, waxaa ku qor doonaan ciqaabta ee miisaaniyadda.
mabda'a aasaasiga ah ee accrual rigoore - xisaabta maalin kasta oo dib u dhac ku bixinta canshuurta. Maalintii ugu horraysay - waqti marka baahida loo qabo in ay bixiyaan canshuur sida waafaqsan sharciga. Sida loo xisaabiyo danta on canshuurta? arrimaha lagama maarmaanka u ah xisaabinta: xaddiga canshuurta xisaabiyaa, boqolkiiba ganaax, oo tirada maalmahaaga daahsan. In Russia, xiisaha boqoleyda waxa lagu xisaabiyaa ku salaysan heerka maalgelinta jirta waqtiga dib u dhac bixinta. 1/300 qaadataa iyada oo qayb ka. Xaaladdan oo kale, heerka maalgelinta waa 8.25%. Sidaas daraaddeed, si ay uga jawaabaan su'aasha ah ee sida loo xisaabiyo ganaax ku saabsan cashuur, caanaha qasaca ku isticmaal: CP P = L H x x x 1/300, halkaas oo P - waa xaddiga lacagta ee ganaaxa, CP ah - heerka saxda ah ee Bangiga Dhexe ee Russia waqtiga oo ka mid ah dib u dhac, H - waa size ee canshuurta.

Haddii heerka maalgelinta badelin

Tusaale ahaan, shirkad gaar ah "Old Age" in aysan ka bixin cashuurta dhulka ku hor February 1, 2013, size of taasoo noqonaysa in 7500 rubles. Bixin ku saabsan canshuuraha waxaa bixiyay sanadkii 29.03.2013. Muddadan, heerka Huang uu dhejiyo Bangiga Dhexe ee Russia, sostalyaet 8.25%. Tirada guud ee maalmaha la bixin - 57. Sidee si ay u xisaabiso danta on canshuurta? Dalbashada formula kor ku tilmaamay iyo helo xal wanaagsan ee xallinta 117,56 rubles. Fadlan la soco in heerka maalgelinta si fiican u beddeli karaa inta lagu guda jiro dib u dhac ku, iyo si ay u fahmaan in xisaabinta sidoo kale jiri doona oo kala duwan. Xaaladaha noocaas ah, size ee bet waxaa si gooni gooni ah qaatay muddo kasta oo ay ansax.

Haddii heerka maalgelinta beddelin

Shirkadda "doon Fast" ee 2011 ma bixiso cashuurta gaadiidka ee qadarka 12,000 rubles.
xirmin Payment - February 1, 2012. Company dib loogu bixiyo deynta sida soo socota: February 12 - 5000 rubles, on March 01 - 7000 rubles. Iyada oo ku saleysan lacagta ah ee kugu ururtay canshuurta waa 12,000 rubles muddo ka 02 ilaa 11 February 7000 iyo 12 rubles 29 February. Ka soo qaad heerka maalgelinta ka 8% bedelay in muddada u dhaxaysa February 2, 2012 on February 9, 2012 at 8.25% muddo ah laga heli karaa 10 ilaa 19 February 2012, iyo, ugu dambeyntii, gaadhay 8.5% ee muddada 20 ilaa 29 ganaax February 2012. xisaabiyaan noqon kartaa caanaha kor ku qoran. Caddadka lacagta dheeraadka ah waxay noqon doontaa 68,87 rubles. Sidaas, aad u ogaato, ma aha oo kaliya hadda in rigoore sida oo ku saabsan waxa ku salaysan ay u helaan, laakiin sidoo kale sida loo xisaabiyo dulsaarka canshuuraha si sax ah. nasiib wacan in aad ganacsi, samayn deyn aan la bixin!