Biilka xisaabaha

xisaabaha Bill jira degsiimooyinka dhexeeya iibiyeyaasha alaabta (adeegyada) iyo bixiyayaal ciyaari waa dib u dhac ku bixinta. suuragalnimada in dib u dhac ay bixiyaan dukumenti gaar ah - note promissory ah.

lacagaha noocan oo kale ah waa nooc ka mid ah xawaalad aan lacag caddaan ah, taas oo ah mid caan ku ah dhaqaalaha suuqa. Macaamilada qoraallada qoraalada promissory promissory hoostagaan sharci gaar ah.

Muddo dheer ka yar biilka gaar ah la fahamsan IOU. Maanta, si kastaba ha ahaatee, ereyga ayaa helay macnaha cusub. biilka A ee dareenka casriga ah - dukumenti soo saaro si adag foomka loogu talagalay by sharciga, ansixiyay bishii June 1930 Heshiiskii Geneva. At ay asaasiga ah, biilka waa qoran a note promissory, siinta kii (haysta) xaq u leeyihiin inay dalbadaan bixinta lacagta lagu leeyahay lacag ku qeexan dokumentiga.

Waxaa jira qoraalo promissory iyo wareejin. Simple ma sababo wax waajib ku ah in ay bixiyaan lacagta khaanad gaar ah wakhtiga. biil noocan oo kale ah ma la isugu gudbin karaa in labada dhinac saddexaad. Haddii biil wareejin, waxaa suurogal ah ee lacagaha u gudbaayo deyn by hab iyaga ku amraya oo uu ku waajib. Si ay u fuliyaan howlgal this u baahan oggolaanshaha gaar ah.

Maanta, hab ugu badan ee lacag bixinta waa note bangiga. biilka xisaabaha la filayaa in ay ka qaybgalaan dhammaan hawlaha la isticmaalkooda hay'adaha bangiyada. In si kale loo dhigo, biilasha in lagu soo ururiyey by bangiyada, taas oo macnaheedu yahay in waxqabadka khasab ah ee heysata qoraalada ah ee tilmaamaha.

Gudbiyo in biilka bangiga waa in la siiyaa "ururinta" ama qorniinkan predporuchitelnoy "bixinta." Sayidka, inkassiruya biilka, bangiga qaadataa mas'uuliyadda u bandhigidda biilka ka deyntay, iyo sidoo kale qaadato lacagta ugu wacan isaga by. Ka dib markii la ansaxiyo biilasha ururinta bangiga u dirayaa warqad ay u laanta bangiga meesha bixinta, waqti isku mid ah ogaysiinaya qofka la helo amarka of waraaqaha. Ka dib markii bangiga helo lacagta biilka ah, lacagtaas waxaa lagu tiriyaa wajiga of account macaamiisha ah ee la ogeysiin ugu dambeeyey ee fulinta amarka.

xisaabaha biilka la fuliyaa ku salaysan waqtiga bixinta, kuwaas oo si gaar ah u dhigay ku xiran tahay nooca macaamilka, nooca xidhiidhka ka mid ah iibiyaha iyo iibsadaha, iwm Taariikhaha lagu rakibi karo maalin gaar ah (tirada lagu cayimay), muddo gaar ah laga bilaabo taariikhda dokumentiga, ereyga "ka hor" ka iyo muddo cayiman (lacag bixinta waa in la sameeyaa ugu dambayn ku qeexan saacadood dokumentiga).

Waayo, intermediation bangiga, taas oo uu leeyahay, marka lacagta biilka la sameeyey, macmiilka bixin doonaan lacag guddi (boqolkiiba lacagta), oo daboola dhammaan kharashka bixinta waraaqaha iyo biilasha dayactirka. Si kastaba ha ahaatee, waayo, macaamiisha dhexdhexaadinta tani waa faa'iido maxaa yeelay waxa ay u ogolaanaya bangiga u gudbin mas'uuliyadda waafaqsan waqtiyada bixinta iyo balanqaadayo lacag degdeg ah oo lagu kalsoonaan karo ka dayn ku lahaa.

qoraalada Promissory jira (ku dhowaad xaaladaha oo dhan) software dhabta ah, si ay u ma aha oo keliya loola bixinta. Waxay yihiin securities in la aqbalo rahmad.

qoraalada Promissory qaab kabashada waa danta (qabanayaa bixinta deynta ma aha oo kaliya, laakiin sidoo kale danaha waxa on) iyo sicir-dhimista (dhimis on biilka ka dhigan tahay in dokumentiga faraqa u dhexeeya qiimaha ay sale iyo madaxfurashada dhigay).

Accounting biilasha la fuliyaa by cayn, ganacsi-bixiyayaal, xaddiga dakhliga, waqtiga, xisaabaha soo jeedinaya in biilasha. Dhajinta ka tarjumaya hawlaha la biilasha, debit kala duwan oo credit, ku xiran tahay sifooyinka macaamil. Tusaale ahaan, barashada afku qoraalada promissory xisbiga saddexaad sameeyey D58.2 taararka, K78, marka bixinta biilasha - D76, K51, iyo si bixi.