Hababka jira ee cashuur bixinta

Sida lagu yaqaan in ay dhan, xafiiska canshuuraha si taxadar leh ula socdaan dhabta ah lacagta canshuurta, khidmadaha, iyo bixinta oo dhan looga baahan yahay statements. Haddii aad ku xad shuruudaha uu sharcigu jideeyay, habka fulinta bilaabmaa qiimeynta hormarsataan oo dheeraad ah in la siiyo qaab rigoorayaal ama ganaax.

Hababka canshuur bixinta, waa wax yar kala duwan ee qaybaha kala duwan ee canshuur. Tusaale ahaan, hay'ad keliya ma aan tegi karo xafiiska kuugu dhow post ama laan ka mid ah Bank Savings iyo bixiyo lacagta fakaray canshuurta.

Hababka canshuurta hay'adaha sharciga ah

Si aad u miisaaniyadda wareejiyo lacagta qiimeeyay cashuurta, urur kasta waa in uu leeyahay account jeegga. Si bixinta iyo soo diray in bangiga lacag bixinta, xisaabiye ama madax ka ah shirkada ayaa soo saaray. Xaqiiqada ah ee lacagta ahaan doonaa taariikhda soo bandhigidda by canshuur in bangiga si lacag bixinta.

In dhaqanka, mararka qaarkood waxaa jira xaalado ay account ururka dejinta ma ahan oo keliya ka maqan, laakiin ma aha in lagu talinayaa in la furo. Tusaale ahaan, in this category waa kala duwan shirkadaha beerta. Xaaladdan oo kale, si ay u bixiso lacagta sabab canshuurta suurta bailiffs maxkamadda. Si kastaba ha ahaatee, in ay ogaadaan in this habka lacag bixinta ayaa hore loola jeedaa nidaamka dib u soo kabashada, siday u kala horreeyaan, Waxanna doonaan xiiso. Intaa waxaa dheer, ka hor inta lacagta daynta in bailiffs dhici doona waa inay ku aflaxaan muddo waqti go'an - aan ka yarayn 4 bilood. Tan waxa u sabab joogitaanka xeerka cad nidaamka dayn ururinta qoray in code canshuurta.

Hababka bixinta canshuuraha oo loogu talagalay dadka

Hababka bixinta cashuurta shaqsi iyo khidmadaha sida fudud ee suurtogalka ah. Mid ka mid ah uu u baahan yahay oo kaliya si aad u dalbato in kormeerka, kormeeraha meesha wax daabacayaa rasiid bixinta, iyo bixiyo iyada oo soo socda fursadaha suurto gal ah:

• laan ka mid ah Sberbank of Russia,
• Department of Ruush Post;
• boosteejada Payment madaxbannaan yihiin.

In labada kiisaska ugu horeysay, khasnaji, keligiis soo dejin doonaa si bixinta ku saleysan rasiid oo lagu bixiyo kormeer ku soo diri. Marka bixinta iyada oo terminal ka baahan tahay oo kaliya in ay galaan tiro VAT iyo dooran canshuurta bixin.

In kasta oo xaqiiqda ah in canshuurta yihiin siyaabaha kala duwan ee ay waajib sida canshuur - wareejiyo lacagta miisaaniyadda ee canshuurta bixin ah - fiiro gaar ah waa in la siiyaa saxnimada of buuxinta faahfaahinta document bixinta. Inta badan marka aad amarada bixinta, xataa shaqaalaha bangiga qaladaad samayso marka aad sheeg faahfaahinta for kala iibsiga. Marka tan la eego, lacagaha helay xafiisyada Maaliyadda qeybiyo dheeraad ah ama kormeerka, in uu diiwaanka dakhliga fiican. Iyadoo la raacayo, waajib ku ah in ay bixiyaan oo aan la dili karin gudahood code muddo qoray ah.

Si kastaba ha ahaatee, waa in la dhasha maskaxda ku haysaa in, sida uu aasaasay kiis-sharciga, calaamad muujinaysa sax ahayn, tusaale ahaan, CSC ama OKATO si bixinta ma aha Qiyaanada Canshuur. Iyadoo la raacayo, ma noqon karto sabab ay bilaabayaan dacwad foreclosure. Just xaaladda noocan oo kale ah waxay yeelan doonaan si loo xaliyo waa hore u meel, xafiiska canshuuraha, faqri waqtigooda. Sidaas darteed, si fiican weli mar kale double-jeeg helay at rasiidka diiwaanka lacag kaash ah ama si lacag bixinta.

Amarka ka mid ah bixinta cashuurta iyo takaaliifta waxaa nidaaminaya by Qodobka 58 ee Xeerka cashuuraha. Guud ahaan, waxaa la ogaadaa laga yaabaa in lacag la sameeyo ama kala iibsiga lacagaha horay hor taariikhda la doonayo ee lacag bixinta ee bixinta lacag duuduuba taariikhda sabab ku xusan sharciga ah. Waayo, canshuurta qaar ka mid ah, sida cashuurta dakhliga, kala iibsiga lacagaha horay yahay waajib ah, iyo sidoo kale ay qarka u saaran waqtiyada bixinta iyaga u gaar ah. Marka la eego in lacagaha maaliyadeed kala qaybsan yihiin federaalka, gobolka iyo kuwa maxalliga ah, habka lacag bixinta ee kooxaha qaar ka mid ah canshuurta lagu shaqsi ku xusan karo by falalka sharci-dejinta oo ka mid ah unugyada maamulka kala.