Ayna canshuurta

Inta badan, ayna canshuurta canshuur bixiyeyaasha loo aqoonsaday la ah sida: "yaraynta canshuurta". Isku day inaad si ay u fahmaan waxa loola jeedo ayna canshuurta iyo sida inay u soo baxdo hadda Qiyaanada canshuurta waajibaadka.

Sidaas daraaddeed, ayna canshuurta waa hoos u dhac ku xaddiga lacagta canshuurta by hab sharci ah, oo lagu gartaa sifooyinka soo socda:

• joogitaanka milkiilaha faa'iido, hay'ad ganacsi waa xisbi u ayna canshuurta;
• habka firfircoon yahay, u hoggaansanaan iyo ficil miyir qabo inuu hoos u qiimaha waajibaadkaaga canshuureed, oo kac ku salaysan saldhigga canshuurta baxaya;
• sida sabab aqbalay xeerarka sharciga canshuurta.

Sayidka, nidaamyada kala duwan ayna canshuurta kaliya yaabaa in loo tixgeliyo in iftiinka sifooyinka kor ku xusan. Si kastaba ha ahaatee, haddii aan la kulmay oo dhan oo ka mid ah calaamadaha kor ku xusan, waxaa suurtagal ah in si kalsooni leh oo ku saabsan maqnaanshaha ayna canshuurta hadlo. Isla mar ahaantaana, haddii aan ku qaadeen calaamad la soo dhaafay, ka dibna halkaas tago karaa in ay ka hadlaan Qiyaanada-darrada ah ee waajibaadkaaga canshuureed.

Mid ka mid ah xeerarka sharciga canshuurta (mid sharciyeed ama qeexaya hab-dhaqanka qaar ka mid ah) waxay ka kooban tahay dabeecada iyo fikradaha. Xaaladdan oo kale, u hesheen sidii tilmaamay by dhaqanka ku haboon, iyo fikrad - xaqiiqo dhab ah oo la taaban karo, ka hal dhibic ka sharciga ah ee view. Sidaa darteed, ayna canshuurta, loo isticmaalo by hay'ad ganacsi, ama "shuqullada" xaqiiqada ah sharci saameeya qaddarka waajibaadkaaga canshuureed, ama fasiro sharciga ah ee ay raalli. In si kale loo dhigo, ayna canshuurta had iyo jeer waa ficil.

Tusaale ahaan, ayna ka mid ah canshuurta dakhliga waxaa lagu gaari karaa by fulinta hawlaha on iibsiga iyo iibinta securities ee isku muddo canshuurta ama biilasha aan wax tar lahayn loo jeedinayo. Sidaas darteed, cashuur si loo yareeyo xaddiga saldhigga canshuurta ee securities xawaalad waa in ay fuliyaan howlgallo ay helitaanka iyo hirgelinta in la mid ah muddada warbixintan. Taasi waa sida hay'ad ganacsi this abuurtaa isu a xaqiiqda sharci waxtar leh.

ayna Tax, ee ku salaysan shaqada leh xaqiiqooyinka sharci, waa in lagu hagaajiyaa:

• in la beddelo hababka ay u qeexida xaqiiqada ah sharci;
• uu isbedel dheeraad ah oo la aqbali karo.

Waxaa la fahamsan yahay in uu ku lug leh iibinta qoraallada promissory khasaara ah waxaa suurto gal by sheegashada maamulka canshuurta on kharash cashuur ahayn for iibka ah ee biilasha ah sarrifka by qiimaha sicirka suuqa ee dulsaarka amaahda. Sida kaliya in ay ka fogaadaan hubinta canshuurta waa la'aanta ah ee soo bandhigay ee kharashka.

Gebogebadii, waxa loo sheegayaa, in ayna canshuurta in ay kala saaridda Qiyaanada waajibaadka canshuurta ogol sharciyada hadda jira iyo fuliyaan falanqayn ka ah xeeladdiisa canshuurta.