Caymiska dacwayn? tashi sharci

Bal aynu eegno sal sharci ah xaaladda this tusaale. 25.02.2012, waxaa jiray shil ku lug leh laba gaari: a / m oo ah m Mazda / Ford. Dambi ah shil ayaa aqoonsan darawalka of / m Ford ah. Mulkiilaha Mazda caymis uu shirkadda baabuur caymis CASCO "Rosgosstrakh". Qirtay kiiska caymiska, shirkadda caymiska sameeyey lacag on CASCO dayactirka baabuurta Mazda in cadadka 500 000 rubles. Sidaas darteed, in dhibanaha bixiso magdhow "Rosgosstrakh" LLC wareejiyo xaq u leedahay inaad magdhow ka dalbato waxyeello qofka mas'uul ka ah shilalka iyo shirkadda caymiska oo caymis liability sokeeye ee dembiilaha «RESO-Guarantee" hoos siyaasadda caymiska TPL motor khasabka ah. Habeynta sheegashada ah in ay dalab mujrim caymisku "Rosgosstrakh" helaysaa gunno xadka ee liability caymiska TPL motor khasabka ah ee sharcigu dhiso Federaalka "On khasabka ah" in lacagta 120 kun rubles. Sayidka, size aan la soo kabsaday "Rosgosstrakh" luma 380 000, taas oo ay tahay in la soo kabsaday xisbiga eed.

Maxaa la sameeyaa haddii aad heshay dalab ka subrogation shirkadda caymiska?

Si taas, ugu horreeya oo dhan sameeyo, waa in aad raadsatid la-talin sharci oo u qalma. Haddii aad go'aansato inay wax ka qabtaan on gaar ah, sida caadiga ah waa ikhtiyaarka kaliya - waa in ay isku dayaan in la yareeyo tirada lacagta guray. Si arrintan loo sameeyo, waa in aad adigu baro dukumentiyada soo gudbiyeen caymisku, si ay u qiimeeyaan in xaddiga dhaawac shaqo helay shil baabuur (waxyeello diiwaan geliyay shahaadada shil iyo Xeerka kormeerka), xisaabta lagu darsado marka la xisaabinayo haddii caddadka lacag bixinta (dalabaadka KP la sameeyey oo ku saleysan xisaab stoa sababta ma qaadan akoonka Duugga iyo jeexi). Haddii ay dhacdo dhaawac statements la xiriira, iyo xisaabinta sheegay in loo arkaa TS xirtaan, xaaladan oo kale waxaa lagama maarmaan ah in aad dalbato in baaritaan madax-bannaan. On ku salaysan Xeerka kormeerka gaariga, shahaado shil oo kale ee aad waraaqaha qubo qiimeeyaha diyaarin doonaa warbixin ku saabsan kharashka soo kabashada dayactirka baabuurta. Warbixintani waxay u adeegi doonaa caddayn ahaan maxkamadaha oo waxay ahaan doonaan sababo lagu yareeyo xaddiga guray by maxkamadda, ama ballanta baaritaanka garsoorka. Haddii qiimaynta pre-raadinta, ama khabiir ku dhismi doonaa gudeed eedeeyay dhaawac burbur helay in shilka (dhab cusboonaysiiyey aqoon isweydaarsi ku aaddan shirkadda caymiska. Tani waxay dhici kartaa haddii uu dhibbanuhu ayaa sheegtay in ay shirkadda caymiska dhowr xaaladood caymiska, siday u kala horreeyaan, hana kala dildillaaceen biilka galay khasaare gaar ah adeegga qaaday account hal), waxa ay noqon karta in ay sal u ballan ama baaritaan autotechnical trasological, natiijada oo khabiir udet laga saaray xisaabinta tiro ka mid ah dhaawacyada oo aan la xiriira dhacdada ceymiska. Xaaladdan oo kale, daruuri u baahan tahay talo sharci ah. Maqnaanshaha salaysan marqaatiyeed ku filan iyo inay xaq sharci oo sax ah xaaladahan sidoo kale uma shaqayn karo saldhig ahaan uu diiday sheegashada in buuxa.

Isla mar ahaantaana, waa in sidoo kale fiiro gaar ah u qodobada para. 2 of Art. 966 ee Xeerka Madaniga ah sida ay taas "Muddada xaddidaadda sheegashooyinka ka timi halis caymiska ee liability waayo waajibaadka ka soo baxaya dhaawac nolosha, caafimaadka ama hantida qof kale, waxay noqon doontaa saddex sano." In wareer, marka tiro badan oo ka mid ah xaaladaha, iyo sidoo kale nidaamka dacwadda ka hor oo dhan, caymisyada inta badan ka maqnaan dambeysta ah. Haddii laga bilaabo waqtiga la shilka, in xereynta ee dacwad, way qabsadeen in ka badan 3 sano, ka dibna maxkamadda lagama maarmaan ah in wax ka sheegi dhicitaanka of muddo xaddidaadda ah, taas oo u adeegi doonaa sida dhulka ah u diiday caymisku arinka buuxda.