kaararka caaga ay muddo dheer qayb ka mid ah nolosheena ahayd. Small, qalab bixinta ku haboon, taas oo qaadan meel kasta oo adduunka ah. Sidoo kale aad u ammaan ah. Waa in aan had iyo jeer la xasuusto code pin a iyo in la hubiyo in kaarka aan la lumay, ama la xado CVV iyo, tusaale ahaan, bixiso iibsiga ee dukaanka online. Laakiin waxaa jira xal kale - PayPass. Waa maxay iyo sida loo isticmaalo qalab this, waxaad ka this article baran doonaan.

qeexid

PayPass - this contactless technology-bixinta ay noqol ka mid ah kaararka bangiga MasterCard. In si ay u bixiso kugu filan si aad kaar leh microprocessor ah terminal ah. Tani waa technology PayPass ah. Dhab ahaantii, kaarka waa chip leh anteeno. In Taiwan, USA, Spain iyo Turkey MasterCard PayPass microprocessor gundhig fikiro, telefoonada gacanta iyo waxyaabo kale oo ah in qof isaga la xanbaarsan yahay maalin kasta.

Tani nidaamka lacag bixinta ammaan awood u fudud, degdeg ah oo nabdoon si ay u fuliyaan iibsadaan yar. Haddaba, inta lagu guda jiro bixinta ma jirto baahi loo qabo in la dillaac ku xanuunsado, faqri card dhex terminal ah, saxiixa jeegaga. user ayaa si fudud u taaban terminal gaarka ah. technology PayPass waa mid aad u faa'iido badan oo duurka ku ah ganacsiga badeecadaha la kharash yar iyo heerka macaamil sare. Laakiin dhinaca horumarinta ballaaran ee mustaqbalka waxaa lagama maarmaan ah in la xoojiyo ammaanka ee hawlaha.

History of horumarinta

In 2003, MasterCard 9 bilood jirrabaya isticmaalka technology contactless ee Orlando, Florida. At 60 dhibcood kala duwan isticmaala bixiyo 16 kun oo maps. In isku midka ah shirkadda shaqeeyey iyada oo ay waafaqsan yahay Nokia, JPMorgan, AT & T for hordhaca ah ee PayPass galay telefoonada gacanta. 50 millionth unit la soo saaray sannadkii 2008. Halkaa marka ay marayso, 77% ka mid ah dadka isticmaala isticmaali technology contactless sida habka aasaasiga ah ee lacagta. By 2010, PayPass la bilaabay in Bulgaria iyo Slovakia, in gacmaha dadka isticmaala waxay ahayd 75 milyan oo kaararka, oo qaaday 230 kun oo boosteejada. Sida ku cad warbixinta maaliyadeed ee shirkadda ee sannadka 2012, mugga wax soo saarka kor u kacay 50% ay sabab u tahay koritaanka in tirada dadka isticmaalaya Europe oo dhan. Kaararka PayPass arrimaha maanta Savings Ruush ah Bank iyo Privat ee Ukraine.

Waxaa lama shaacinin iman kara ee PayPass

Maxay ka dhigan tahay? xawaalad Contactless waxtar u leh dhamaan ka qaybgalayaashu suuqa, macaamiisha, shirkadaha ganacsiga iyo bangiyada. hay'adaha maaliyadeed waxay siiyaan macaamiisha ay tiro weyn oo hababka lacag bixinta, xusus - kordhiyo barnaamijyada kaarka account heysata daacad. technology ku buuxsan kartaa wax credit, debit, co-brandingeksperten iyo barnaamijyo kale.

Ururada ganacsiga, kaas oo lagu rakibay terminal PayPass adeegno karaan macaamiisha ay heer sare ah. Yaraynta tirada hawlaha iyo adeegyada lacag caddaan ah dedejisaa habka iyo hubisaa oolnimada weyn. shirkadda ugu horeysay ugu weyn in bilaabay isticmaalaya MasterCard PayPass, - waa McDonald ee. Soon, xiisaha technology cusub ee yimid ciyaartoyda iyo golfers. nidaamka contactless ayaa hadda loo isticmaalaa in turnstiles, mashiinada, iwm

PayPass: meesha laga qaaday oo la sii daayay in Russia

bixinta The contactless ugu horeysay ee Ruushka lagu qabtay 09.09.08 makhaayad Moscow ee "Five Star". Kaarka ugu horeeya ee la soo saaray PayPass Industrial Bank ee 2010. Waxaa la qorsheeyey in la sii daayo edition ah card gaar ah ardayda iyo macalimiinta. Waxay waxaa loo isticmaali karaa oo keliya ma aha ee ay ujeedada looga danleeyahay, laakiin sidoo kale sida buugga diiwaanka iyo studbilet.

Tan iyo 2011, kaar leh wax karbaashana, a magnetic iyo chip manufactures "Raiffeisenbank". Its free siiyo macaamiisha ah oo ka hooseeya "Premium" xirmo. Laakiin waa in uu leeyahay dheelitirka ugu yaraan 2 milyan oo rubles. ama 1 million, haddii in muddo bil ah lagu qarash ka badan 25 kun. masaxo. Macaamiisha ha u hoggaansamaan xaaladda tani waxay noqon doontaa lacagta ah 3000 rubles bil kasta.

Analogues ee dunida

teknoolajiyada Contactless sidoo kale ka jira nidaamka Visa ah. PayWare - PayPass analoogga. Maxay ka dhigan tahay? Visa iyo JCB Co. Ltd. saxiixday heshiis ku saabsan horumarinta MasterCard aqbalo sidii maamuuska hal, ie oo dhan technology contactless la tijaabin doonaa by nidaamka la mid ah, hubinta waafaqid ee dhammaan noocyada.

Faa'iidooyinka ugu weyn ee lacagta contactless:

• hababka casriga ah ee xisaabinta,
• hab caalamiga ah ee lacag bixinta - kaarka bangiga ah waxaa loo isticmaali karaa oo keliya ma aha on qalab cusub, laakiin sidoo kale in ATM badan iyo boosteejada POS;
• Nolosha adeeg dheer,
• bixinta xawaaraha sare;
• ilaalinta musuqmaasuq.

Laakiin waxaa jira mid ka mid khasaare weyn - la'aanta ah ee kaabayaasha, qiimaha waxa u badan oo in midkoodna bangiyada ganacsatada midna waa degdeg ugu jirin inay maalgashi ku jira. In UK muddo 3 sano ah aan lagu rakibay boosteejada in% ka mid ah dukaamada 10 oo keliya.

PayPass: sida loo isticmaalo

Thanks to a chip gaar ah lacagta kaarka contactless waxaa la samayn karaa yar yar oo aan haystaha sugida. hawlaha noocan oo kale ah waxay ku kooban 15 doolar ee Mareykanka, 50 PLN Poland, 10 rodol ee UK ee 1000 rubles - Rosiii. Hawlgallada on xaddi badan yeelan doonaan in ay cadeynayaa saxiixa helo, ama soo galaya ee PIN-code. Laakiin ma aha oo qararka oo dhan waa la ogol yahay. Tusaale ahaan, in Germany iyo Austria in ay dhacdo aad iyo aad u xaddidan ee lacagta la yeelan doonaan si ay u fuliyaan hab xiriir caadiga ah.

MasterCard bilawday debit iyo credit PayPass. Sida loo isticmaalo chip contactless ah?

Ka dib markii lacagta macaamil kasta waxaa soo gala ka bangigaaga ama account. Tan iyo markii la xidhiidha non-xiriir ah, halkii card waxaa loo isticmaali karaa si ay u calaamadiso FOB RFID muhiimka ah, smartphone a la NFC, iyo wixii la mid ah. D. Badeecadaha bixin kartaa oo kaliya in dhibcood ganacsiga logo PayWave Visa, PayPass. terminal The Oo Xaqiijiyay In nidaamka of reading signal a dhawaaqa. user ma laha noqotay kaarka in gacmo khalad ah, ee ka gala PIN-code, saxiixo jeegga. Ku filan si ay u keenaan Salada ah terminal kaarka. Inside, waa inuu jiraa ma sidayaal kale caag dulqaaday. In Germany ay ku rakiban iyo kaararka aqoonsiga.

ammaanka

macaamil Contactless yareyn waqtiga. Laakiin marka la eego ammaanka siinayaa dadka isticmaala su'aalo badan. chip RFID wuxuu noqon karaa qayb ahaan fog Gadzhiyev kaarka meel fog of 2 cm. Dhab ahaantii Tani waxay ku baaqeysaa su'aal isticmaalka non-buuxa.

PayPass ka hortagtaa reading toos ah la RFID ah. chip waxaa ku qoran warar ku saabsan tirada iyo muddada jiritaanka card, iyo kuma filna si ay u qabtaan xawaalad online. Waayo, macaamil kasta ahbaa code hal mar. Haddii aan u qaadan ilaa isticmaalka kaarka, waxaad samayn kartaa ay Gadzhiyev. codsiga hore ee code a nuqul ka loo bogaa, oo soo noqnoqda natiijada asalka ah ee joojinta labada sidayaal. Marka la eego xadka macaamil ganacsi yar yahay, cloning kaarka wax tar lahayn.

Samee wax badan oo ka mid ah hawlaha terminal ka mobile ma shaqeyn doono. In meelaha dadka badan oo xogta ku saabsan hawlaha noocaas ah waa in ay xarunta idman inay dibadda iman ma awoodaan inay isticmaalaan kaadhka aan oggolaansho. Nidaamka noocan oo kale ah u falanqeeyaan code kasta ahbaa iyo waxa baaro nuqul. Waayo, complete ilaalinta macluumaadka si ay u baaraan map a, tusaale ahaan, waxa ay dadi-bireed.

Halkee si ay u isticmaalaan farsamada MasterCard Mobile PayPass

In Moscow, St. Petersburg iyo magaalooyinka kale ee waaweyn Ruush "contactless" dhibco badan sida dukaamada, makhaayadaha, maqaayadaha, farmashiyeyaasha, saldhigyada gaaska, qurxiyo iyo goobaha la midka ah. Intaa waxaa dheer, ururada qaar ka mid ah qaban saamiyada dadka isticmaala technology PayPass. Tusaale ahaan, magaalada waqooyiga ilaa dhamaadka February, bixinta amarka marka aad dukaan kafeega jecel on casriga ah, waxaad ka heli kartaa kafeega ah sida hawl hadiyad ah.

news Recent

Petersburg Metro tan iyo January 2015 bilaabay in ay aqbalaan lacagta contactless at dhan turnstiles. Iyada oo kaarka lacag bixinta la soo gala lacag u dhigmata canshuur lacagta. Si ay u qabtaan xawilaadda loox oo kaliya tagay kartaa turnstile boorsooyinka. In si ay u bixiso filan in aad kaarka soo goobada huruud ah. On dhammaystirka macaamil ganacsi ee turnstile jirsado buluug.

Means bixinta ayaa sidoo kale laga yaabaa in la soo jeedo oo Watch2Pay - wax soo saarka ee bankiga "Baararka AK". Kaliya ee Kazan tirada pre-amarada jiray in ka badan kun a. qiimaha tafaariiqda ee alaabta - 3000 rubles. Federation Ruush. saacad caaga in dhowr qeybood (caddaan, madow, casaan, buluug) oo dhumucdiisuna waxay leeyihiin badan. Ka sokow clockwork Seiko EPSON iyaga in ay jiraan sidoo kale waa Afyare a for a SIM-card. Waxaa ka mid ah classic card contactless. Si aad u dhaqaajiso saacad, waxaad u baahan tahay in ay u diraan SMS leh lambarka kaarka.

In xagaagii 2014, waxaad isticmaali kartaa smartphone a la NFC, inay bixiyaan gaadiidka dadweynaha. Si arrintan loo sameeyo, wadaha u baahan tahay si aad u hesho a SIM-card gaar ah codsiyada pre-gaadiidka. Waayo lacag aad u baahan tahay si ay u hubiyo ah, taas oo ah kaari u keenaa telefoonka. In metro ay ku rakiban ee turnstiles ah. Waxaad isticmaali kartaa saacad in Kazan sida baas ee-IT park. Si arrintan loo sameeyo, ee laga soo galo si ay goobaha isboortiga ayaa Jaha Control boosteejada - infomats. Tatarstan ka badan 150 unug.

oo kooban

In kaararka caaga ah muuqday bedelka istaahila - PayPass. Waa maxay? technology Contactless, taas oo uu isticmaalaa qalab marka lacagta dulqaaday iyo anteeno. Si loo xaqiijiyo lacagta uma baahna in ay galaan PIN ama saxiixdo jeeg ah. Just taaban kaarka si terminal gaar ah. Yaree hawlgallada waxaa xadiday bangiga soo saaray, laakiin wax ka badan 1000 rubles ee Russia. Isticmaalka technology ma aha oo kaliya iyada oo loo marayo kaarka kartaan. dheer ma si ka hor waxaa u muuqday saacad Watch2Pay dulqaaday isla 3000 rubles. Intaa waxaa dheer, telefoonada smart la NFC, waxaad ku bixin kartaa safarka gaadiidka dadweynaha. Laakiin waxay yeelan doontaa inaad iibsato kaarka SIM leh codsi gaar ah pre-rakibay. horumarka buuxa ee technology caqabad ku la'aanta ah ee kaabayaasha magaalooyinka yaryar.