Heshiisyada Life Insurance ma keeni doonaa Dadka Stability

The suuqa caymiska nolosha Ruush socoto nolosha mar kale in aad neefsato, markii uu dib u soo kicinta Sberbank ayaa qorshaynaysa in ay sameeyaan. initiative Bank State jiidan doono taageerada ballaadhan ee maamulka sharci-dejinta. Horeba guga, dowladda tixgelin karaan hindisaha of Service Federaalka ee Suuqyada Financial, waxaa jira sidoo kale walaac weyn in dhali caymiska maal-wadareed, kan dhab ahaantii waa caymiska nolosha, ugu sarreeya heerka sicir bararka. adkeeyo sanduuq gaar ah bixinta heshiisyada caymiska nolosha. Malaha, waxa la abuuri doonaa by darsaday dhammaan ka qaybgalayaasha suuqa. Ujeedada - in kor loo qaado sumcadda weli nacaayo dalka, geedi ka dhigan tahay kaydka.

Ma aha hawl fudud. Ilaa iyo hadda, shirkadaha ku lugta leh suuqa Ruush caymiska nolosha, aan ku faani karta guul kasta oo aad u fiican marka la eego meelaynta lacagaha ee macaamiishooda. xidhmo The, kaas oo la qeexay sharciga waayo, taasu waa arrin cidhiidhi ah, iyo shahaadada ee tababarayaasha waa miskiin.

Sberbank, ayaa dhanka kale, ayaa isku diyaarinaya in ay fuliso istiraatiijiyad gardaraale in ay qabsadaan suuqa. Ujeeddooyinkan, waxa ay soo iibsatay shirkadda caymiska, iyo dhagaystayaasha, taas oo xiiso Rafaa doonayo in ay wax soo saarka cusub waa in aad leedahay dakhli ah 60 kun oo rubles gobollada iyo 100 kun ee magaalada.

Gadashada wakiilka suuqa caymiska oo dhan ee suuqa, xataa wax calaamad - Sberbank helay "gabadh" a Ruush ee Allianz German shirkadda haysta "Life Alliance." In Europe, shirkadda ugu weyn ee caymiska suuqa waa arrin aasaasi, ma aha in ka badan 1% ka mid ah caymiska guud ee Russia, halka West ah, share this ka gaari karin 60-70% caymiska nolosha .biznes ee dalkeenna aan si cad cayimay, iyo, sida uu leeyahay badan oo ka mid ah asxaabta iyada, ka tagay Russia. Dhibaatada ugu weyn ee suuqa this waa laba, oo labadaba la xiriira arrinta kalsoonida. Marka hore, ee dalkeenna ha isku hallaynina lacagta qaatay muddo dheer. Iyo marka labaad, suuqa dunida caymiska, gaar ahaan nolosha, muujisay unreliability intii lagu jiray xiisadda dhaqaale ee la soo dhaafay iyada oo aan taageero gobolka burburay lahaa "bahal" xitaa noocan oo kale ah, sida AIG.

Waxaa sidoo kale jira walaac weyn in heerka wadareed ee soo celinta caymiska maalgashiga, kan dhab ahaantii waa caymiska nolosha, ka badan heerka sicir-bararka.

lacag Investment ururiyay hoos heshiisyada noocan ah waxaa la qabtaa on xeerarka la mid ah sida maamulka, tusaale ahaan, kaydadka hawlgabka. Dhanka kale, tababarayaasha gaarka loo leeyahay ee qayb ka maalgelisay oo ay hawlgabka helay 2011, natiijadu waa mid aad u xun badan gobolka VEB, iyo in sidoo kale ku fashilantay in ay soo gaadhi doonaan heerka qiima dhaca lacagta. Ie aaminaya dadka kaydka caymiska dhab ma jiro.

In si kale loo dhigo, indhaha dadka kayd bangi banal sii wadi doontaa in ay eegaan ka badan ayaa la doorbidaa badan shirkadaha maaraynta sahayda. Waxay ka samaysan yihiin in muddo gaaban waqti iyo dalkeena siin sare ama ugu yaraan ka xasilloon celinta.

Ilaa hadda, ee istiraatijiyad maalgashiga ee Bank Savings ee suuqa caymiska ma cadda, laakiin mar hore waxaa jira warar sheegaya in hay'ad credit ah ayaa isku diyaarinaya qaar ka mid ah dadaallada sharci-dejinta, taas waa in isaga caawiya (oo dhan shirkadaha kale, sidoo kale) waa faa'iido dheeraad ah in meel lacag ah muwaadiniinta soo iibsatay siyaasadaha. Shaki kuma jiro in "tareenka" noocan oo kale ah ugu dhakhsaha badan safan doonaa iyo xubnaha kale ee suuqa nolosha caymiska, haddii aan, dabcan, Sberbank awoodaan in ay "hirgaliyo" adeega uu noqon doono. Dhanka kale, suuqa-yada aad u SNMna, ma aha in ka badan 1% ka mid ah caymiska guud ee Russia, halka West ah, share this ka gaari karin 60-70%.

Rafaa Financial, marka lagu daro dhibaatooyinka Gaarna farsamada u baahan in wax laga qabto, oo dhibaato la sifaynayo nafsi - in caymiska Ruush gartay by dadka sida wax shar ah loo baahan yahay. Waa sababtaa tan waxaan u qaadan karnaa in lacag weyn u iman doonaa sida ugu dhaqsaha badan, sidaas darteed, shirkadda caymiska ee Bank Savings ah iyadoo la isticmaalayo tiro ku filan si ay u abuuraan isku dheeli tiran oo wax ku ool ah u shaqeyn doono faylal maalgashiga.

Maxaa yeelay, MoneyVector portal la taliyaa macaamiisha in ay ilaa hadda la raadiyo wax soo saarka cusub, sugtaa ugu yaraan hal sano ama laba si aad u aragto waxa dhalidda awoodaan in ay bixiyaan tababarayaasha Bangiga Savings uu noqon doono. Oo haddii ay noqoto heerka ugu of heerka deposit, ama xataa hoos, sug koritaanka aqoonta xirfadeed ee shaqaalaha shirkadaha caymiska, oo ku hawlan yihiin maalgashiga.

Sidoo kale ha ilaawin in caymiska maal aad ninna ma balan qaadi karo, taas oo ah, faa'iidada laga yaabaa in aanay noqon - waxa ay inta badan ka dhacaya adduunka dhaqaale. General noqon kartaa khasaare of this mid ka mid ah, sidoo kale, ma aha difaaca. In si kale loo dhigo, waxaa lagama maarmaan ah in aad ka fikirto toban jeer ka hor inta aad bixisaan oo u baryootan ah maamulayaasha Sberbank.